Income Share Agreements

Offer student financial aid based on future income with ISAs

Quotanda provides a complete solution for Income Share Agreements (ISAs) so schools can offer financing programs based on future income, expanding access to education and aligning the school's interests with the students'.

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What is it?

Income Share Agreements (ISA)

An Income Share Agreement is a contract between the student and the school. The student receives funds for tuition in exchange for sharing a fixed percentage of future income for a defined period of time. Because the amount paid by the student is based on income, payments should always be affordable.

These contracts help reduce financial barriers to education, align incentives between schools and students and improve the image of the university, school or bootcamp.

Benefits

Benefits for educational institutions

Increase enrollment

An innovative payment solution that helps schools attract the best talent.

Improve opportunities

80% of our students wouldn't be able to pay their tuition without financing.

Their success, our success

A tailored payment model, aligned with employment results and based on student success.

How it works

The student cycle: meet Pedro

1
Pursuing an opportunity

Pedro is keen to become a full-stack developer at a code bootcamp. Unfortunately, he can't pay for the cost of tuition up-front. He goes looking for financing options.
2
Signing up for the program

One school captures Pedro's attention. They have a flexible financing option that allows students to study in exchange for paying a percentage of their future income. He won't pay anything until he starts working.
3
Experience after the program

After graduating, it takes Pedro five months to land a job. During those five months, he didn't have to make monthly payments. This flexibility allowed him to find a job he loves and to comfortably repay his Income Share Agreement.